"Top 8 Things You Should Know"  This will help you with making the right decision on your next Car Deal.
(The to do list) Your shop at home Internet homework ! Dealers don't want you to have this information.
Follow each and you will be better informed, save time, money & your insanity.

1) Have a budget and/or payment in mind
Here is a Loan Calculator to help you with figuring out your monthly payment.

2) Know Your Credit.                                                                              

You should always have your credit checked before you go to the dealer. (This will determine your APR or
finance rate) The bank will ask you how much you would like to barrow and the term/months you would like
the loan. This is good idea and bargaining tool.

3) Have Your Financing or Loan in Order.     
SimpleCarCredit.com  Network of Lenders                                    
You should have at least three (3) Quotes. We have multiple Banks waiting for and willing to fight for your
business, even if you have not so perfect credit.

4) Know the Invoice Price the Dealers Pay.

If your purchasing a used car then you'll need the True Market Value or TMV. All used/preowned cars are not
the same. Mileage, Condition, Age, Model, Make, Year...you get the point. Go to                        and click on Used
Cars. This can be a useful guide to the True Market Value to help you negotiate.

5) Dealer Quotes and/or Price Comparisons.
.                ,                  ,                              or
You should get at least three (3) Quotes. These are some Internet sites that can help you with getting a quote.
These are FREE and trusted sites.

6) Know Your Trade in Value
......                 can provide you with a guide to the True Market Value of your trade.

7) Vehicle History Report

Used cars at a Dealer can be scary but most of them are in good working order. Some of them still have
warranty, so check it before you buy.

8) Check on Warranty Prices.

New or Preowned, even if you know what you want to buy. This will help you to decide if you should purchase
a warranty with the dealer, Most of the time they will save you hundreds of dollars and warranties from this
company can be financed at 0%.




**Remember: If you know the "Top 8 Things You Should Know". The only thing you will need to do is
negotiate. The more you do your homework the faster and simpler it will be to close your deal and save money.
Print or write this down.


After you have found your perfect vehicle. (Remember: Do your homework, the to do list and its time to make
a simple car deal)

1) Have a pre-determined amount you want to pay

2) Have your financing in order (
SimpleCarCredit Network of Lenders )

3) Negotiate offers in a professional manner. (This might go back and forth several times) Be nice !

4) Justify and reason your offer (why you only want to pay a certain amount for the particular vehicle)

5) Treat  the Salesperson with the same respect as you would like to be treated. (Remember he don't get paid
until you sign the paperwork)

6) Have some input from a third party (Friend, family member, spouse or anyone that might help you)


The Dont's

1) Don't lie. A professional salesperson will catch you.

2) Don't sign paperwork until you negotiated the price of the vehicle first

3) Don't be a payment buyer (Even though we all buy things on payment)

4) Don't be an impulse buyer (know what you want even if it means you might have to wait)

5) Don't show fear or be nervous

6) Have all your homework with you (Research, Financing, Warranty Quote, Insurance)




Sales-Person and Dealers
How to deal with a professional and make a Simple Car Deal

Everyone has dealt with and wants to deal with honest salespeople. Most of us want a professional we feel
comfortable with. Nobody wants to purchase a vehicle from a pushy car salesman. So....................

1) He or she should know how to greet you. (Welcome, Smile, Handshake, Introduce and Ask your Name)

2) The salesperson should ask what your wants and needs are.

3) He or she needs to listen and write things down on his notepad, if you have questions.

4) The salesperson should know the manufactures product line. If you're looking at purchasing new or used,
Knowledge is king.

5) Salespeople should dress in the appropriate manner, have good hygiene, smile and have fun.  Meeting you,
even if he don't make a sale could mean a sale at a later time or referrals.

6) The salesperson should also know the dealership (Hours, Inventory, Prices)


**************************************Note****************************************
You might get that in-experienced salesperson, (
GREENPEA in dealer lingo) if he or she writes your question
down, listens and you gets you the answers you've requested, and he or she tries hard and you like them.  Deal
with them. This could be the best salesperson you'll ever meet.

We're here to help and educate buyers. We don't like car dealers or salespeople who lie or cheat their way
into a sale. Almost all dealers do care about you and will try and earn your business. They want to give you a
great car deal. But here we like it simple.

Remember if you're buying from your local dealer, they want to earn your business as they know you might
use the service dept also. They do deserve a profit from a sale. Customers have the right to haggle a car deal
that is fair for them and the auto dealer. Even you local/friendliest auto dealer can still be a tough sell.

We have several X-Car salespeople helping with the success of our site. Our site owner sold cars for over 20+
years and has many stories to tell. You may
contact us with questions or comments. If you include a phone
number, you never know, He might answer your questions himself via phone. Please read our
privacy policy.



                       Remember our slogan and make a simple Car Deal and you'll say
                                     
 "A Simple way to Research, Buy or Sell a Car"
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Top 8 Things You Should Know Before Going to a Dealer

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